Comprehensive Auto Insurance Boise, Idaho ID
Filed under: SR22 Forms, SR22 auto insurance, Sr-22 forms online
Reader’s Question:
A tree limb fell on my windshield and I would like to know if my liability insurance in Boise, Idaho will cover this?
Jane
Boise, ID
No, if a tree limb that damaged your windshield will not be covered under your liability insurance. I suggest that you check with insurance agent if your property damage insurance will cover the damages.
Your property damage liability covers you if your vehicle damages other people’s property. Normally it is their automobile, however it could be a a house or a fence or any other property damaged in an accident. Bodily injury liability may also give for a legal defense if another driver in the accident files a lawsuit against you.
You will need a physical damage of comprehensive coverage on your vehicle so that your windshield will be covered from the tree limb.
If you only have the liability coverage in Boise, Idaho and you do not have the comprehensive coverage on your car your car insurance will not pay for the damage to your windshield. You may be able to obtain car insurance policy quotes on this website for physical damages of collision and comprehensive so that in the future your vehicle will be fully protected by your auto insurance.
Tags: auto insurance, comprehensive insurance coverage
SR22 Auto Insurance Nashua, New Hampshire NH
Reader’s Question:
I have an SR22 and I am wondering what exactly does an SR22 insurance cover in Nashua, New Hampshire?
John
Nashua, NH
The New Hampshire Department of Safety states that an SR22 is a form that shows proof of liability insurance and is filed by the insurance carrier licensed to sell insurance in the state of New Hampshire.
The SR22 insurance certificate shows that you are complying New Hampshire responsibility laws and is usually mandated by the state if you have had an accident without car insurance or due to any serious traffic infraction. This certificate is filed by your current car insurance company to the Department of Motor Vehicle and in case it has been cancelled, the DMV will be notified.
The minimum liability limits for liability coverage in the state of New Hampshire is 25/50/25 and this means bodily injury liability limits of $25,000 per injured person up to $50,000 per accident and property damage liability limits of $25,000.
Tags: auto insurance, sr22 insurance