Reader’s Question:
How long are you required to carry SR22 auto insurance because of a DUI in Colorado? I have insurance in Loveland CO.
Pete
Loveland, CO
The state of Colorado requires a SR-22, a financial responsibility certificate, be acquired when you are convicted of drunk driving. The sr-22 certificate itself is not an insurance policy, but instead is a guarantee by the insurance provider that you will keep insurance in effect for a certain period.
If you are required to have an SR22 form and do not keep the SR22 certificate current, the insurance provider will notify the Colorado Motor Vehicle Division (MVD) at which point your drivers license will be suspended.
The amount of time that are required to have the SR-22 is typically three years. According to Colorado legislator under some case, such as those with an alcohol related driving violation, it could be for a different period, as long as the insured’s license has been restraint.
So it would seem that the SR-22 form would have to be maintained for either three years or for a period equal to the duration of your license suspension or revocation in Loveland, CO. To verify for sure you can contact the Colorado Motor Vehicle Division.