Reader’s Question:

Can a full coverage be carried on a new car under SR 22 car insurance? I live in Virginia.

Karen

Alexandria, VA

Yes, you can always buy more coverage than what the state of Virginia mandates. You have to file the financial responsibility certificate or what is commonly called as SR-22.

Thus, if you have recently bought a new motor vehicle and need not only liability coverages but full coverages, meaning physical damage coverages of comprehensive and collision, then you should be able to get all of these coverages on your car insurance policy.

If you cannot get both types of coverages with your current insurance company you can get free car insurance quotes by using your zip code form in this site.