Sr22 Insurance Form

Reader’s Question:

When and how long do you need sr22 insurance form?

Frank

Boise ID

An sr22 insurance is simply a proof of insurance that the Department of Motor Vehicle will require from an individual who has been caught with these particular violations: driving under the influence (DUI), driving drunk and license has been suspended. When you have committed any of those violations, you need sr22 insurance from your vehicle insurer. Take note that this not a new insurance but just a form certifying that you are carrying at the least minimum liability insurance requirements in a particular state.

For example, if you are in Idaho you need sr22 insurance form that certifies you have a coverage of at least $25,000/$50,000 for bodily injuries and $15,000 for property damage. You need sr22 insurance form to be able to drive again. You must have that form with you at all times, otherwise, your license could be suspended again. How long you need sr22 insurance depends whether it is your first time to be caught. If it is the first time, then, you are required to carry it for three years. Make sure that you do not get convicted of a major offense during that period because it will mean getting another three-year extension for carrying sr22.